4672 20th Street
FHA Assumable
2.83% Rate
50 photos
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4672 20th Street

Greeley, CO 80634

2
Bedrooms
3
Bathrooms
1,483
Sq Ft

Payment Calculator

$2,005per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$16,500
$16,500$216,540
Secondary Financing8.5% Rate
$200,040
Blended rate6.45% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$1,982/mo
Assumable @ 2.83% + gap
$2,005/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$330,000
Assumable Rate
2.83%
Remaining Balance
$113,195
Loan Type
FHA
Est. Equity Gap
$216,540
Annual Taxes
$1,918
HOA/mo
$325

About This Home

Yes, there are stairs. But at the top, you get something many condo owners wish they had: no one living above you. No footsteps overhead. No furniture moving at midnight. Just a quiet, private, top-floor home with plenty of natural light and a surprisingly peaceful feel.\r \r Welcome to 4672 W. 20th Street Road #2424, where the stairs double as your built-in StairMaster and the reward is a clean, freshly painted, move-in-ready home priced at only $330,000.\r \r Once inside, the open living space feels bright, comfortable, and easy. The kitchen connects naturally to the living area, so dinner, conversation, studying, and downtime can all happen without anyone feeling tucked away. Large windows bring in the Colorado sunshine, while the top-floor location creates a welcome sense of privacy from the activity below.\r \r The bedrooms give you options. Create a dedicated office, a quiet study space, a guest room, or a place for hobbies that would otherwise take over the dining table. The included washer and dryer mean laundry stays conveniently at home, and the attached garage saves you from scraping snow, circling for parking, or carrying groceries across a crowded lot.\r \r Located near Greeley’s colleges, this could be an especially smart option for someone who wants convenient access to campus without settling for temporary-feeling housing or paying rent year after year. It also offers the kind of lock-and-leave simplicity that works beautifully for anyone who would rather enjoy their free time than spend it maintaining a yard.\r \r Is it ground level? No. But that is exactly why it is quieter, more private, and free from upstairs neighbors. For only $330,000, that may be a trade worth climbing for.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$330,000
2.83% rateFHASave $1,449/mo

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