3855 Beechwood
FHA Assumable
3.76% Rate
50 photos
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3855 Beechwood

Johnstown, CO 80534

3
Bedrooms
3
Bathrooms
2,025
Sq Ft

Payment Calculator

$2,130per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$23,495
$23,495$44,292
Secondary Financing8.5% Rate
$20,797
Blended rate3.98% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,822/mo
Assumable @ 3.76% + gap
$2,130/mo
$692less per month
$692
per month
$8,303
per year
$249,099
over 30 years

🏦 Loan Details

List Price
$469,900
Assumable Rate
3.76%
Remaining Balance
$424,801
Loan Type
FHA
Est. Equity Gap
$44,292
Annual Taxes
$5,930
HOA/mo
$300

About This Home

Updated, move-in ready and designed for the way you actually live. This 3-bedroom, 2½-bath home offers 2,025 square feet of above-grade living space in Thompson River Ranch. The open main level is centered around a beautifully renovated kitchen featuring quartz countertops, white cabinetry, stainless steel appliances, generous storage and an oversized island built for everyday meals and effortless entertaining.\r \r Upstairs, a versatile loft provides room for a home office, playroom or second living area. The spacious primary suite includes a remodeled spa-inspired bathroom with dual vanities, an oversized walk-in shower and a thoughtfully designed custom closet.\r \r The private backyard is ready to enjoy with low-maintenance artificial turf, a covered pergola lounge area and a fire pit—more relaxing, less weekend yard work. Additional highlights include central air, a tankless water heater, an attached two-car garage and desirable corner-lot placement.\r \r Thompson River Ranch residents enjoy access to community pools, a clubhouse, parks, playgrounds, trails, sports fields and a disc golf course, with Riverview PK-8 located within the community. Convenient access to I-25 places shopping, dining and Northern Colorado destinations just minutes away.\r \r Updated interiors, flexible living space and a backyard built to be enjoyed

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$469,900
3.76% rateFHASave $682/mo

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