3855 Beechwood
FHA Assumable
3.76% Rate
50 photos
Click to enlarge

3855 Beechwood

Johnstown, CO 80534

3
Bedrooms
3
Bathrooms
2,025
Sq Ft

Payment Calculator

$2,249per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$23,745
$23,745$49,292
Secondary Financing8.5% Rate
$25,547
Blended rate4.02% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,852/mo
Assumable @ 3.76% + gap
$2,249/mo
$603less per month
$603
per month
$7,237
per year
$217,104
over 30 years

🏦 Loan Details

List Price
$474,900
Assumable Rate
3.76%
Remaining Balance
$442,566
Loan Type
FHA
Est. Equity Gap
$49,292
Annual Taxes
$5,930
HOA/mo
$360

About This Home

The Kitchen You Want. The Backyard You'll Actually Use. The Price You've Been Hoping For.\r \r Finding an updated home under $500,000 in Northern Colorado isn't easy—but 3855 Beechwood Lane delivers.\r \r From the moment you step inside, you'll notice the bright open layout and beautifully renovated kitchen featuring quartz countertops, white cabinetry, stainless steel appliances, and an oversized island built for everyday living and entertaining alike.\r \r Upstairs, the primary suite feels like a private retreat with a fully remodeled spa-style bathroom, oversized walk-in shower, dual vanities, and a custom-designed closet you'll fall in love with.\r \r Outside, skip the weekend lawn work and enjoy a private backyard complete with maintenance-free turf, a covered pergola lounge area, and fire pit. It's a great space to relax, entertain, or let the kids play.\r \r Modern updates. Functional space. Prime location. Affordable price.\r \r This is the kind of home buyers wait for.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$474,900
3.76% rateFHASave $712/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 624-3472