8276 Birch Tree
FHA Assumable
3.86% Rate
50 photos
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8276 Birch Tree

Colorado Springs, CO 80927

4
Bedrooms
3
Bathrooms
2,700
Sq Ft

Payment Calculator

$3,986per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$28,250
$28,250$362,168
Secondary Financing8.5% Rate
$333,918
Blended rate6.30% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,393/mo
Assumable @ 3.86% + gap
$3,986/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$565,000
Assumable Rate
3.86%
Remaining Balance
$302,220
Loan Type
FHA
Est. Equity Gap
$362,168
Annual Taxes
$3,875

About This Home

Featuring exceptional curb appeal, this beautiful two-story residence offers a functional layout and access to the premier lifestyle amenities of Colorado Springs' highly desirable Banning Lewis Ranch community. A welcoming front exterior leads you inside to a bright, open-concept main level where the living room, dining area, and kitchen flow together seamlessly. The gourmet kitchen is beautifully appointed with granite countertops, stainless steel appliances, a walk-in pantry, and a central island with a breakfast bar for casual dining. Just off the dining area, sliding glass doors open directly to the back patio, making indoor-outdoor entertaining a breeze. Designed for modern needs, the main floor also hosts a dedicated private office, a convenient half bath, and a functional mudroom that provides direct access to the attached two-car garage. The upper level is intelligently designed to hold all the home's bedrooms and a versatile loft space at the top of the stairs, perfect for a secondary TV area, playroom, or reading nook. The primary bedroom suite serves as a quiet retreat, complete with a private 3/4 en-suite bathroom and a spacious walk-in closet. Three additional bright, well-sized bedrooms share a full hallway bathroom, keeping the entire family comfortably connected on one floor. Outside, the fully fenced backyard features a lush lawn and a concrete patio, providing a secure and private space to relax or play. While the community has no traditional HOA, it is managed by a Metropolitan District that grants residents access to resort-style amenities including a clubhouse, fitness center, neighborhood pools, splash parks, playgrounds, and miles of scenic walking trails.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$565,000
3.86% rateFHASave $2,129/mo

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