20723 43rd
FHA Assumable
4.17% Rate
50 photos
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20723 43rd

Denver, CO 80249

3
Bedrooms
2
Bathrooms
1,408
Sq Ft

Payment Calculator

$2,318per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$22,500
$22,500$105,864
Secondary Financing8.5% Rate
$83,364
Blended rate5.01% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,702/mo
Assumable @ 4.17% + gap
$2,318/mo
$384less per month
$384
per month
$4,611
per year
$138,323
over 30 years

🏦 Loan Details

List Price
$450,000
Assumable Rate
4.17%
Remaining Balance
$344,136
Loan Type
FHA
Est. Equity Gap
$105,864
Annual Taxes
$2,618

About This Home

Welcome to this well-maintained 3-bedroom, 2-bathroom split-level home nestled in the sought-after Green Valley Ranch neighborhood. With 1,359 square feet of comfortable living space and a thoughtful split-level layout, this home offers a great flow for everyday living and entertaining alike.\r \r The hard work has already been done — enjoy all newer appliances (2021), a brand-new roof (2024), fresh exterior paint (2024), and microbial-barrier window film (2022) that adds both comfort and energy efficiency. The owners installed a new furnace (2024) as well as a new air conditional system (2024). The air quality is unmatched as hospital grade air is produced through an air ionizer. In addition, your peace of mind is assured with a radon mitigation system installed when owners took possession (2018). These are the kinds of updates that give buyers real peace of mind.\r \r No surprise HOA bills here — community dues are conveniently rolled into property taxes, so your monthly budget stays predictable. And for added confidence, this home comes with a 1-year home warranty. Restored and repaired fence in 2026 and a backyard you can make your own with your desired choice of landscaping. \r \r Ready to make your move even easier? Take advantage of our exclusive buyer incentive: use our preferred lender and receive a 1% of loan amount gift toward an interest rate buydown — a meaningful savings opportunity that could lower your monthly payment from day one. Lastly, as mentioned, the home comes with a one year home warranty provided to the buyer!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$450,000
4.17% rateFHASave $893/mo

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