345 Mountain View
FHA Assumable
2.98% Rate
50 photos
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345 Mountain View

Longmont, CO 80501

2
Bedrooms
2
Bathrooms
2,173
Sq Ft

Payment Calculator

$3,107per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$29,750
$29,750$240,145
Secondary Financing8.5% Rate
$210,395
Blended rate5.04% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,573/mo
Assumable @ 2.98% + gap
$3,107/mo
$466less per month
$466
per month
$5,593
per year
$167,776
over 30 years

🏦 Loan Details

List Price
$595,000
Assumable Rate
2.98%
Remaining Balance
$354,072
Loan Type
FHA
Est. Equity Gap
$240,145
Annual Taxes
$3,571

About This Home

Some homes have character. Others have history. **The Nowlen House has both.**\r \r Built in 1900 and recognized as one of Longmont's historic homes, this beautifully preserved Queen Anne Victorian residence offers a rare chance to own a piece of the city's story—without sacrificing the comforts of modern living. Set beneath the canopy of one of the oldest cottonwood trees in Colorado, this unforgettable property combines architectural charm, thoughtful updates, and a little bit of magic.\r \r Inside, you'll find 2 bedrooms, 2 full baths, a flexible bonus space, and a beautifully finished basement that adds valuable living space. Original details and timeless craftsmanship have been lovingly preserved, while extensive renovations make everyday life easy. Fresh interior and exterior paint, a newer roof and gutters, remodeled spaces, and a blend of original and new flooring create the perfect balance of old-house soul and modern convenience.\r \r The large lot offers room to spread out, garden, entertain, or simply enjoy the shade of that legendary cottonwood. A detached garage and charming chicken coop complete the picture—because life is just better when fresh eggs are part of the equation.\r \r Nestled in Longmont's beloved Kiteley neighborhood, you're just minutes from downtown Main Street's shops, restaurants, breweries, coffee stops, and weekend strolls. Parks, trails, and outdoor adventures are seemingly around every corner, making it easy to embrace Colorado living.\r \r The Nowlen House isn't a cookie-cutter home—and thank goodness for that. It's a place where stories have been told for more than a century, where historic charm meets modern comfort, and where the next chapter is waiting to be written.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$595,000
2.98% rateFHASave $1,909/mo

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