324 Ames
FHA Assumable
2.98% Rate
50 photos
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324 Ames

Lakewood, CO 80226

3
Bedrooms
3
Bathrooms
1,679
Sq Ft

Payment Calculator

$2,804per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$27,250
$27,250$207,057
Secondary Financing8.5% Rate
$179,807
Blended rate4.90% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,273/mo
Assumable @ 2.98% + gap
$2,804/mo
$469less per month
$469
per month
$5,626
per year
$168,780
over 30 years

🏦 Loan Details

List Price
$545,000
Assumable Rate
2.98%
Remaining Balance
$337,943
Loan Type
FHA
Est. Equity Gap
$207,057
Annual Taxes
$3,419

About This Home

Showcasing incredible views of the Downtown Denver skyline, this move-in ready Lakewood duplex offers a spacious layout, desirable updates, and the chance to add your own personal touches over time. An inviting front porch welcomes you inside, where recently refinished hardwood floors and an open-concept floor plan set the stage for comfortable everyday living and effortless entertaining. The bright and spacious family room, anchored by a gas fireplace, opens to the dining area and backyard beyond. Overlooking these spaces, the kitchen features updated stainless steel appliances, real wood cabinetry, and bar stool seating that encourages conversation and connection. A convenient half bath and laundry area complete the main floor. An added feature of the home is an electric chair lift that provides accessibility between levels. Upstairs, the expansive primary suite features vaulted ceilings, a walk-in closet with built-ins, and a private en-suite bathroom with a skylight and newer walk-in shower. Two additional generously sized bedrooms each offer walk-in closets with built-in storage and share a full hall bathroom. The backyard and oversized deck set the stage for unforgettable gatherings, from summer barbecues watching fireworks to evening dinners, all framed by striking city views. Additional highlights include an attached two-car garage, newer HVAC system installed in 2022 and hot water heater in 2021. Set in a prime location near Belmar's shopping, dining, and entertainment, with easy access to Downtown Denver, Sloan's Lake, major commuter routes, and the mountains. With its blend of comfort, convenience, and opportunity, this home is perfectly suited for both immediate enjoyment and future personalization.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$545,000
2.98% rateFHASave $1,688/mo

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