8235 Florida
FHA Assumable
5.23% Rate
50 photos
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8235 Florida

Lakewood, CO 80232

5
Bedrooms
3
Bathrooms
2,616
Sq Ft

Payment Calculator

$3,306per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$29,750
$29,750$39,509
Secondary Financing8.5% Rate
$9,759
Blended rate5.28% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,573/mo
Assumable @ 5.23% + gap
$3,306/mo
$267less per month
$267
per month
$3,205
per year
$96,144
over 30 years

🏦 Loan Details

List Price
$595,000
Assumable Rate
5.23%
Remaining Balance
$586,363
Loan Type
FHA
Est. Equity Gap
$39,509
Annual Taxes
$4,035
HOA/mo
$450

About This Home

WOW! Incredible Corner Lot with RV Parking and Over 2,700 Finished SqFt! This beautifully maintained stucco ranch-style home offers exceptional space, flexibility, and updates throughout. Situated on a desirable corner lot with an oversized driveway, there's plenty of room for vehicles, recreational toys, and guests. The main level features hardwood flooring throughout, a spacious living room, dining area, and a fully remodeled kitchen complete with granite countertops, cherry cabinetry, stainless steel appliances, updated lighting, and abundant storage. The oversized primary bedroom provides a comfortable retreat, while a second bedroom and two updated bathrooms complete the main floor. The finished basement offers tremendous additional living space, including a large family/recreation room with newer carpet, three conforming bedrooms, a 3/4 bathroom, and a dedicated laundry room—perfect for guests, multi-generational living, or a home office. The former garage has been professionally converted into a second family room featuring a cozy fireplace, creating even more flexible living space. Enjoy outdoor entertaining in the private backyard with a covered patio and dedicated grilling area. The beautifully updated bathrooms feature tile surrounds, granite countertops, and modern vanities. Conveniently located near parks, schools, shopping, dining, and commuter routes, this spacious Lakewood home offers room to grow both inside and out.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$595,000
5.23% rateFHASave $327/mo

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