12186 Olive
VA Assumable
3.7% Rate
50 photos
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12186 Olive

Thornton, CO 80602

5
Bedrooms
4
Bathrooms
3,521
Sq Ft

Payment Calculator

$4,087per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$36,500
$36,500$326,478
Secondary Financing8.5% Rate
$289,978
Blended rate5.71% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,383/mo
Assumable @ 3.7% + gap
$4,087/mo
$296less per month
$296
per month
$3,556
per year
$106,693
over 30 years

🏦 Loan Details

List Price
$730,000
Assumable Rate
3.7%
Remaining Balance
$403,522
Loan Type
VA
Est. Equity Gap
$326,478
Annual Taxes
$7,686
HOA/mo
$250

About This Home

Welcome home to the Aspen Reserve neighborhood in Thornton. This 5-bedroom, 3,521 square foot home is designed for the way your family actually lives. You will love the 2-story great room that fills the space with incredible natural light, plus the flexibility of a main-floor flex space perfect for a home office or play area. The kitchen is ready for mealtime chaos and weekend hosting, featuring stainless steel appliances, a 5-burner gas stove, double oven, and beautiful quartz countertops. Keeping things organized is a breeze with the dedicated mudroom that has a built-in desk. The primary suite is a true retreat with a 5-piece bathroom and a spacious walk-in closet. Downstairs, the finished basement is ready for movie nights, pre-wired for surround sound. With a new roof installed in 2024 and dual-zone HVAC, you have total peace of mind. At 8,421 square feet, this home boasts one of the biggest lots in the community and is situated directly across from the neighborhood park. With a private patio in the back, you can enjoy your morning coffee or evening drinks in peace. Conveniently located and perfectly laid out for your next chapter!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$730,000
3.7% rateVASave $2,280/mo

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