1620 Ponderosa
FHA Assumable
2.35% Rate
50 photos
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1620 Ponderosa

Fort Lupton, CO 80621

3
Bedrooms
2
Bathrooms
1,385
Sq Ft

Payment Calculator

$2,674per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$23,750
$23,750$267,093
Secondary Financing8.5% Rate
$243,343
Blended rate5.67% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,852/mo
Assumable @ 2.35% + gap
$2,674/mo
$178less per month
$178
per month
$2,133
per year
$63,993
over 30 years

🏦 Loan Details

List Price
$475,000
Assumable Rate
2.35%
Remaining Balance
$207,388
Loan Type
FHA
Est. Equity Gap
$267,093
Annual Taxes
$2,728
HOA/mo
$31

About This Home

Well maintained 3-bed, 2-bath home on over a quarter-acre lot next to Coyote Creek Golf Course! The spacious primary suite features a walk-out deck and full attached bath. Enjoy a bright kitchen with hardwood floors and an island. The unfinished walk-out basement opens to a covered patio and offers endless potential. Complete with a 2-car garage and side trailer/RV parking, this Fort Lupton home combines space, comfort, and room to grow.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$475,000
2.35% rateFHASave $1,926/mo

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