3504 Valleywood
FHA Assumable
3.17% Rate
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3504 Valleywood

Johnstown, CO 80534

3
Bedrooms
3
Bathrooms
1,934
Sq Ft

Payment Calculator

$1,974per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$21,495
$21,495$52,145
Secondary Financing8.5% Rate
$30,650
Blended rate3.55% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,581/mo
Assumable @ 3.17% + gap
$1,974/mo
$608less per month
$608
per month
$7,294
per year
$218,808
over 30 years

🏦 Loan Details

List Price
$429,900
Assumable Rate
3.17%
Remaining Balance
$403,392
Loan Type
FHA
Est. Equity Gap
$52,145
Annual Taxes
$5,335
HOA/mo
$111

About This Home

Save thousands with an assumable 2.75% FHA loan for qualified buyers! Welcome home to this beautifully upgraded tri-level in the desirable Thompson River Ranch community. Designed with style and comfort in mind, this home features granite countertops, stainless steel appliances, elegant glass-front cabinetry, and modern metal railings throughout. Step outside and enjoy everything the neighborhood has to offer. Take a short stroll to one of two community pools, explore the extensive network of walking and biking trails, or spend the afternoon at the nearby playgrounds. Conveniently located just 10 minutes from Centerra, you'll have easy access to shopping, dining, and entertainment. Commuters will appreciate the central location with quick access to both Fort Collins and Denver. With premium builder upgrades, outstanding community amenities, and a rare low-interest assumable loan opportunity, this home delivers exceptional value and is ready for its next owner.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$429,900
3.17% rateFHASave $752/mo

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