2305 Jewel
FHA Assumable
3.07% Rate
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2305 Jewel

Longmont, CO 80501

6
Bedrooms
3
Bathrooms
2,520
Sq Ft

Payment Calculator

$2,912per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$26,250
$26,250$159,768
Secondary Financing8.5% Rate
$133,518
Blended rate4.33% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,152/mo
Assumable @ 3.07% + gap
$2,912/mo
$240less per month
$240
per month
$2,884
per year
$86,523
over 30 years

🏦 Loan Details

List Price
$525,000
Assumable Rate
3.07%
Remaining Balance
$443,232
Loan Type
FHA
Est. Equity Gap
$159,768
Annual Taxes
$3,655

About This Home

Rare opportunity with this wonderful corner home that has a history of successful AirBnB revenue and no HOA. Separate entrance to the basement that allows income potential and flexibility at 2305 Jewel St. in Longmont. This 6 bedroom, 3 bathroom home offers 2,520 square feet, multiple living areas, a full lower-level kitchen, and a walk-out basement layout that creates room for a variety of living needs. The main level features a spacious living room with fireplace, dining area, kitchen with pantry storage, 3 bedrooms, 2 bathrooms, and an enclosed sunroom that opens to a large back deck. The lower level includes a family room, kitchen, laundry area, storage, 3 additional bedrooms, bathroom space, and exterior access. Outside, enjoy a welcoming front porch, expansive back deck, mature trees, fenced yard space, and garage parking as well as RV parking/storage. This home is ready for its next chapter and offers a practical foundation for buyers who want room to spread out, renovate over time, or reimagine the layout to fit their goals. Buyer to verify intended use of lower-level kitchen and living spaces.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$525,000
3.07% rateFHASave $1,433/mo

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