4490 Haymill
FHA Assumable
5.25% Rate
50 photos
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4490 Haymill

Timnath, CO 80547

4
Bedrooms
3
Bathrooms
2,309
Sq Ft

Payment Calculator

$2,799per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$25,900
$25,900$63,543
Secondary Financing8.5% Rate
$37,643
Blended rate5.50% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,110/mo
Assumable @ 5.25% + gap
$2,799/mo
$311less per month
$311
per month
$3,737
per year
$112,117
over 30 years

🏦 Loan Details

List Price
$518,000
Assumable Rate
5.25%
Remaining Balance
$454,457
Loan Type
FHA
Est. Equity Gap
$63,543
Annual Taxes
$5,208
HOA/mo
$120

About This Home

FHA ASSUMABLE RATE 5.25%!!! Space. Location. Lifestyle. This one checks every box. Designed so privately that most buyers assume it's single-family until they're told otherwise. By far the largest duplex available in Timnath Lakes. The primary suite alone will stop you mid-tour. The walk-in closet and ensuite bath are genuinely jaw-dropping - the kind of space you'd expect in a million-dollar home. Unlike many Timnath alley-load homes, this property features a spacious driveway with plenty of room for full-size SUVs, trucks, guest parking, and everyday convenience, with lots of storage in the oversized 2 car garage. Upgraded kitchen with granite countertops, gas range, and stainless appliances. Fresh sod and mulch already done. Tankless water heater, radon mitigation, central A/C, and new solar panels - move in and enjoy. Timnath Lakes is built around 40 acres of recreational lakes - including a private lake for paddle boarding and fishing (stocking coming soon), seven miles of trails, pocket parks, clubhouse, and a future fitness center and pool. Front Range mountain views round it all out. You are situated minutes to I-25, Costco, and Timnath's growing lineup of restaurants, retail, and coffee (Pedros + Dutch Bros!). Top-rated Poudre School District. Big home. Big primary suite. Assumable 5.25% FHA rate. New solar panels. Private lake. Mountain views. It's rare one listing has it all - this one does.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$518,000
5.25% rateFHASave $539/mo

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