9642 Millstone
VA Assumable
4.92% Rate
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9642 Millstone

Highlands Ranch, CO 80130

4
Bedrooms
4
Bathrooms
3,190
Sq Ft

Payment Calculator

$4,304per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$39,750
$39,750$162,863
Secondary Financing8.5% Rate
$123,113
Blended rate5.50% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,774/mo
Assumable @ 4.92% + gap
$4,304/mo
$470less per month
$470
per month
$5,636
per year
$169,070
over 30 years

🏦 Loan Details

List Price
$795,000
Assumable Rate
4.92%
Remaining Balance
$631,162
Loan Type
VA
Est. Equity Gap
$162,863
Annual Taxes
$5,512
HOA/mo
$171

About This Home

Rare opportunity to own one of the largest residential lots you'll find in Highlands Ranch! Situated on nearly a half acre lot at the end of a quiet cul-de-sac, this exceptional two-story home offers a level of privacy, outdoor space, and flexibility that is increasingly difficult to find. The expansive backyard creates the feeling of having your own private park, with endless possibilities for entertaining, play, gardening, or simply enjoying Colorado's beautiful outdoors.\r Inside, soaring ceilings and abundant natural light welcome you into a thoughtfully designed open floor plan. The kitchen features stainless steel appliances, tile countertops, a breakfast nook, and seamless flow into the main living spaces, making it ideal for both everyday living and entertaining. The formal dining room is enhanced by a grand staircase with updated wrought-iron balusters and stained handrails, creating an elegant focal point.\r Brand-new carpet throughout. A versatile main-floor office can easily serve as a fourth bedroom, offering flexibility for guests or remote work. \r Upstairs, a spacious loft provides additional living space and opens to a private balcony. The balcony is also accessible from a secondary bedroom, creating a unique retreat to enjoy Colorado sunsets and fresh air. The primary suite offers a relaxing escape with a jetted soaking tub, dual vanities, dual closets including a walk-in closet, and a large walk-in shower.\r The finished basement expands the home's functionality with a ¾ bathroom and a large bonus room that can serve as a media room, recreation space, guest suite, fifth bedroom, home gym, or additional living area.\r Located in one of Highlands Ranch's most desirable communities, you'll enjoy convenient access to parks, trails, shopping, dining, and top-rated amenities.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$795,000
4.92% rateVASave $1,207/mo

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