6305 Saratoga
VA Assumable
3.16% Rate
50 photos
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6305 Saratoga

Erie, CO 80516

5
Bedrooms
4
Bathrooms
4,208
Sq Ft

Payment Calculator

$3,961per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$36,495
$36,495$326,443
Secondary Financing8.5% Rate
$289,948
Blended rate5.40% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,383/mo
Assumable @ 3.16% + gap
$3,961/mo
$421less per month
$421
per month
$5,056
per year
$151,673
over 30 years

🏦 Loan Details

List Price
$729,900
Assumable Rate
3.16%
Remaining Balance
$402,533
Loan Type
VA
Est. Equity Gap
$326,443
Annual Taxes
$8,154
HOA/mo
$78

About This Home

Welcome to this beautiful 5 bedroom, 4 bath, 3-CAR GARAGE right next to open space with the clubhouse, park and pool one block away! This home has brand new interior paint on the main level plus a grand two-story entry opening to living and dining area with huge windows and lots of sunlight! The living room has a lovely fireplace for some great family time. Kitchen has tons of cabinetry for storage, tile countertops, stainless steel appliances, and an eat in breakfast nook that creates plenty of space for everyone and formal dining room. Backyard has a covered patio area, mature trees and a trail behind, a garden area for your favorite flowers or vegetables and a private secluded area for a future hot tub The main level has a large primary retreat with lots of light, vaulted ceilings, huge closets and a 5-piece master bath. Three other large bedrooms and a full bath upstairs offer plenty of room for a growing family. The basement has a family room, a wet bar area with a full size refrigerator and a bedroom for your visiting guests. There is also a workout room and an additional unfinished bedroom with egress if you need more space. Newer Furnace, A/C, Roof and Water Heater. This property is close to I-25 with an easy commute to Denver, Ft. Collins, and Boulder.\r \r Seller is willing to help with closing costs and or interest buy down.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$729,900
3.16% rateVASave $2,396/mo

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