13342 Birch
FHA Assumable
4% Rate
50 photos
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13342 Birch

Thornton, CO 80241

2
Bedrooms
2
Bathrooms
954
Sq Ft

Payment Calculator

$3,000per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$21,750
$21,750$372,040
Secondary Financing8.5% Rate
$350,290
Blended rate7.80% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,612/mo
Assumable @ 4% + gap
$3,000/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$435,000
Assumable Rate
4%
Remaining Balance
$64,272
Loan Type
FHA
Est. Equity Gap
$372,040
Annual Taxes
$2,969
HOA/mo
$65

About This Home

Step inside this 2 bedroom, 2 bath home and newer hickory wood floors greet you, running throughout the home. The living room flows into a remodeled kitchen — custom quartzite countertops, new appliances, and a sit-at island that's great for entertaining or for keeping the cook company. A newer sliding glass door leads out to the new stamped concrete patio and fenced backyard, perfect for morning coffee or evening get-togethers.\r \r Down the hall, sliding barn doors open to the laundry area, next to a remodeled powder room. Upstairs, the primary bedroom has wood floors and includes a walk-in closet, while the second bedroom's bump out window and built-in seat make it the spot for a lazy Sunday read.\r \r The basement is unfinished but full of potential: egress windows are already in place, so it's ready for your vision — a home gym, office, or extra living space.\r \r Buyer to verify all information.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$435,000
4% rateFHASave $1,742/mo

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