3320 Empire
VA Assumable
2.94% Rate
50 photos
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3320 Empire

Frederick, CO 80516

5
Bedrooms
4
Bathrooms
3,661
Sq Ft

Payment Calculator

$3,882per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$33,500
$33,500$295,149
Secondary Financing8.5% Rate
$261,649
Blended rate4.99% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,023/mo
Assumable @ 2.94% + gap
$3,882/mo
$141less per month
$141
per month
$1,697
per year
$50,900
over 30 years

🏦 Loan Details

List Price
$670,000
Assumable Rate
2.94%
Remaining Balance
$446,936
Loan Type
VA
Est. Equity Gap
$295,149
Annual Taxes
$7,375
HOA/mo
$78

About This Home

This beautifully maintained home sits in the sought-after Wyndham Hill community of Frederick. Built in 2015, this "Hemingway" model has over 3,600 finished square feet, including 5 bedrooms, 4 bathrooms, and a finished basement. Rich hardwood floors flow through a sunlit main level where a large granite kitchen island, walk-in pantry, double ovens, and stainless appliances open to a spacious family room anchored by a cozy gas fireplace. The adjacent dining area sits beneath a vaulted ceiling with exterior access to a covered patio and fully fenced backyard—ideal for grilling, relaxing, and Colorado indoor-outdoor living. Upstairs, a spacious versatile loft joins four bedrooms, including a serene primary suite with a five-piece bath and custom walk-in closet, plus convenient upper-level laundry. The finished basement adds a generous great room, fifth bedroom, a large storage room, and three-quarter bath—flexible space for a home office, gym, media room, or guest retreat. Enjoy central air, a two-car attached garage, and coveted mountain views. Wyndham Hill offers a community clubhouse, swimming pool, neighborhood parks, and scenic trails, all within the St. Vrain Valley School District. Conveniently located near CO-52 and I-25, you're minutes from shopping, dining, and entertainment, with easy commutes to Boulder, Longmont, and Denver. Surrounded by open skies and front-range scenery, this move-in-ready home delivers space, comfort, and connection in one of Northern Colorado's fastest-growing, most amenity-rich neighborhoods. Schedule your private showing today!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$670,000
2.94% rateVASave $2,233/mo

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