3964 Idalia
FHA Assumable
3.02% Rate
50 photos
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3964 Idalia

Aurora, CO 80013

4
Bedrooms
3
Bathrooms
1,996
Sq Ft

Payment Calculator

$2,790per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$24,995
$24,995$135,454
Secondary Financing8.5% Rate
$110,459
Blended rate4.08% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,002/mo
Assumable @ 3.02% + gap
$2,790/mo
$212less per month
$212
per month
$2,540
per year
$76,196
over 30 years

🏦 Loan Details

List Price
$499,900
Assumable Rate
3.02%
Remaining Balance
$459,146
Loan Type
FHA
Est. Equity Gap
$135,454
Annual Taxes
$2,608
HOA/mo
$44

About This Home

Welcome to your next home in Mission Viejo! Located in the highly sought-after Cherry Creek School District, this well-maintained home offers a functional layout, great outdoor living space, and a desirable location backing to open space. The upper level features a spacious family room with built-in surround sound, creating the perfect space for relaxing or entertaining. The kitchen is equipped with stainless steel appliances and overlooks the dining area, making everyday living and gatherings easy and convenient. The spacious primary suite includes a closet with built-in shelving and an attached 3/4 bathroom with a walk in shower. Two additional bedrooms and a full hall bathroom complete the upper level. The basement offers a media room that is perfect for movie nights, along with a fourth bedroom and a full bathroom, providing flexible living space for guests, a home office, or hobbies. The laundry room is conveniently located between the upper and lower levels. Step outside and enjoy the Trex deck, ideal for barbecues and outdoor dining, or head down to the concrete patio featuring a hot tub and plenty of room for entertaining. The backyard backs to open space, offering added privacy and a peaceful setting. Additional features include a storage shed, extra parking for a pop-up camper, and a two-car attached garage. Conveniently located just minutes from Cherry Creek State Park, as well as shopping, dining, and recreation, this home offers the perfect combination of comfort and convenience. Schedule your showing today and make this home your own!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$499,900
3.02% rateFHASave $1,238/mo

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