12 Sherman
FHA Assumable
5% Rate
50 photos
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12 Sherman

Longmont, CO 80501

3
Bedrooms
1
Bathrooms
960
Sq Ft

Payment Calculator

$2,862per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$20,500
$20,500$354,267
Secondary Financing8.5% Rate
$333,767
Blended rate8.00% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,462/mo
Assumable @ 5% + gap
$2,862/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$410,000
Assumable Rate
5%
Remaining Balance
$55,098
Loan Type
FHA
Est. Equity Gap
$354,267
Annual Taxes
$2,886
HOA/mo
$125

About This Home

AFFORDABLE RANCH-STYLE LIVING IN A FANTASTIC LONGMONT LOCATION! This 3-bedroom home offers easy, comfortable living with smart updates, a beautifully maintained garden, and a setting that feels private yet incredibly connected. Inside, you'll find LUXURY VINYL FLOORING, UPDATED STAINLESS STEEL APPLIANCES, newer windows, and a newer furnace for added peace of mind. The updated roof adds another layer of value, making this home a standout option at an approachable price point.Outside, the property continues to impress with MATURE TREES and an EXPANSIVE LOT TO THE NORTH that creates extra breathing room and privacy. STORAGE GALORE with a stick-built storage building with electricity, plus an additional storage shed-ideal for tools, hobbies, gear, or extra workspace.The location is hard to beat-near OLD TOWN LONGMONT, WEST SIDE TAVERN, SUNSET GOLF COURSE, and just steps to IZAAK WALTON PARK. Affordable, updated, and packed with practical features in a prime Longmont setting-schedule your showing today!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$410,000
5% rateFHASave $1,595/mo

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