10494 Ouray
FHA Assumable
4.07% Rate
50 photos
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10494 Ouray

Commerce City, CO 80022

3
Bedrooms
3
Bathrooms
2,214
Sq Ft

Payment Calculator

$2,826per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$26,000
$26,000$179,241
Secondary Financing8.5% Rate
$153,241
Blended rate5.44% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,122/mo
Assumable @ 4.07% + gap
$2,826/mo
$296less per month
$296
per month
$3,558
per year
$106,727
over 30 years

🏦 Loan Details

List Price
$520,000
Assumable Rate
4.07%
Remaining Balance
$342,222
Loan Type
FHA
Est. Equity Gap
$179,241
Annual Taxes
$7,420
HOA/mo
$85

About This Home

10494 Ouray St is a two-story Commerce City home on a corner lot with a practical layout and storage-focused features. The kitchen includes stainless steel appliances for daily meal preparation and a walk-in pantry for organized storage. A fireplace anchors the living area, adding warmth and ambiance to the main space. The primary bedroom includes a walk-in closet and double closets for expanded storage, while the primary bathroom provides double sinks plus a separate tub and shower for functional daily use. A deck extends the living space outdoors and connects to a fully fenced backyard, while the two-car garage adds parking and storage utility. This residence completes a well-rounded home with practical comfort throughout.. Included 100-Day Home Warranty with buyer activation

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$520,000
4.07% rateFHASave $1,231/mo

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