2445 Balsam
FHA Assumable
3.56% Rate
50 photos
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2445 Balsam

Greeley, CO 80631

4
Bedrooms
2
Bathrooms
1,960
Sq Ft

Payment Calculator

$1,757per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$19,500
$19,500$45,022
Secondary Financing8.5% Rate
$25,522
Blended rate3.90% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,342/mo
Assumable @ 3.56% + gap
$1,757/mo
$585less per month
$585
per month
$7,019
per year
$210,559
over 30 years

🏦 Loan Details

List Price
$390,000
Assumable Rate
3.56%
Remaining Balance
$344,978
Loan Type
FHA
Est. Equity Gap
$45,022
Annual Taxes
$1,938

About This Home

Step inside this beautifully refreshed home where every detail has been thoughtfully updated for comfort and peace of mind. You’ll love the bright, modern kitchen featuring butcher block counters, sleek backsplash, and stainless steel appliances—perfect for gathering and creating memories. The home offers newer mechanicals, including the roof, A/C, furnace, and water heater (2021), so all the big-ticket items are already taken care of. Fresh paint inside and out, updated texture, and newer carpet make this home truly move-in ready. The garage has been completely rebuilt to city standards after professional restoration, and all inspection records are available. Located near parks, schools, and shopping, this charming property is ready to welcome you home with style, value, and peace of mind

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$390,000
3.56% rateFHASave $632/mo

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