22991 Deer
FHA Assumable
3.45% Rate
50 photos
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22991 Deer

Elbert, CO 80106

5
Bedrooms
3
Bathrooms
3,357
Sq Ft

Payment Calculator

$6,741per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$43,750
$43,750$428,356
Secondary Financing8.5% Rate
$384,606
Blended rate5.03% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$5,254/mo
Assumable @ 3.45% + gap
$6,741/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$875,000
Assumable Rate
3.45%
Remaining Balance
$847,876
Loan Type
FHA
Est. Equity Gap
$428,356
Annual Taxes
$3,103

About This Home

Rarely does a property combine turnkey luxury, self-sustaining freedom, and jaw-dropping natural beauty like this magnificent 5-bedroom, 3-bath estate. Set on 5 fully fenced acres with an automated power gate, this home frames phenomenal, unobstructed views of Pikes Peak, complete with majestic rock outcroppings and beautifully treed privacy. Step inside to a main level designed for effortless living. The expansive living room features a powerful wood-burning stove capable of warming the entire home. The open chef's kitchen is a showstopper, boasting granite countertops, a beautiful island, high-end stainless steel appliances, and a custom beetle-kill pine bar. Retreat to the main-floor primary suite, your private oasis equipped with a luxurious bath and a spacious walk-in closet. Two additional main-level bedrooms and a full bath provide plenty of space for family or guests. The freshly remodeled walk-out basement expands your living space exponentially. Anchored by brand-new, ultra-durable Forever Flooring (2026), it features a large family room, a dedicated home office, two large bedrooms, a full bath, and a generous laundry room with abundant storage. Outside, the property transforms into a hobbyist and equestrian paradise. For your projects, the massive, newly constructed (2024) 40x40 shop is fully equipped with 220V power. For your horses, enjoy the 10x12 enclosed stalls and a brand-new 50-foot round pen. Unwind after a long day in your premium, brand-new 7-seater Cal Spa hot tub under the stars, while the chickens roam in their dedicated coop and new landscaping thrives around you. With a brand-new roof (2025) featuring heavy-duty 50 year rated shingles, all-new premium Pella windows, new exterior doors, an updated septic pump (2025), and RV parking, every major expense has already been taken care of. This isn't just a home—it's a lifestyle upgrade you can't afford to miss!!!!

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$875,000
3.45% rateFHASave $2,976/mo

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