12655 Pacific
VA Assumable
3.07% Rate
50 photos
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12655 Pacific

Aurora, CO 80014

2
Bedrooms
2
Bathrooms
1,241
Sq Ft

Payment Calculator

$1,244per month
No secondary financing needed

The equity gap on this property ($-4,494) is less than 5% of the purchase price ($14,400). Your down payment covers the full gap with no second mortgage required.

Down payment$-4,494
Effective rate3.07% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$1,729/mo
Assumable @ 3.07%
$1,244/mo
$485less per month
$485
per month
$5,821
per year
$174,637
over 30 years

🏦 Loan Details

List Price
$288,000
Assumable Rate
3.07%
Remaining Balance
$292,494
Loan Type
VA
Est. Equity Gap
Contact us
Annual Taxes
$1,297
HOA/mo
$99

About This Home

Tucked away in the highly desirable Willow Ridge community, this beautifully updated, ground-level entry condo offers the ultimate Colorado lifestyle with true turn-key, lock-and-leave convenience. Step inside to a spacious, light-filled living room anchored by a charming brick fireplace and framed by crisp new paint and excellent natural light. The heart of the home is the stunning kitchen—beautifully remodeled in 2026—featuring stylishly refinished light gray shaker cabinetry, premium new countertops, a deep basin sink, and sleek stainless steel appliances. Designed for modern living, the flexible floor plan boasts ample room for a full dining table alongside the kitchen island, making it perfect for entertaining. The thoughtful layout includes two large bedrooms that both serve as private retreats, each boasting its own full en-suite bathroom, a cozy bay window reading nook, and large closets complete with custom built-ins. Step outside onto your private deck, where a lush canopy of trees provides a peaceful, shaded setting to enjoy the beautiful Colorado weather. Practical amenities abound with an attached garage that offers seamless direct access and excellent additional storage space for all your outdoor gear. For commuters and outdoor enthusiasts alike, this quiet neighborhood location is unbeatable, sitting just minutes from I-225, local shopping and dining, and a quick bike ride away from Cherry Creek Reservoir and extensive trail networks. Best of all, the comprehensive HOA covers almost everything—including water, gas, trash, snow removal, exterior insurance, and grounds maintenance—giving you complete peace of mind. As a Willow Ridge resident, you will also enjoy exclusive access to resort-style community amenities just steps from your front door, including a sparkling pool, clubhouse, tennis courts, scenic park space, and a picturesque seasonal pond. This impeccably maintained property is entirely ready for you to call home.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$288,000
3.07% rateVASave $349/mo

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