470 Winona
FHA Assumable
3.08% Rate
50 photos
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470 Winona

Denver, CO 80204

6
Bedrooms
2
Bathrooms
2,077
Sq Ft

Payment Calculator

$1,825per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$20,000
$20,000$80,205
Secondary Financing8.5% Rate
$60,205
Blended rate3.94% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,402/mo
Assumable @ 3.08% + gap
$1,825/mo
$577less per month
$577
per month
$6,922
per year
$207,658
over 30 years

🏦 Loan Details

List Price
$400,000
Assumable Rate
3.08%
Remaining Balance
$319,795
Loan Type
FHA
Est. Equity Gap
$80,205
Annual Taxes
$2,632
HOA/mo
$39

About This Home

Sweat equity opportunity with endless potential! Offering an incredible amount of living space, this home is ready for its next chapter. The flexible floor plan features three bedrooms on the main level and three additional non-conforming bedrooms in the basement, creating a unique opportunity for multi-generational living, rental income potential, or a creative house-hack setup.\r \r Original character shines through with beautiful hardwood floors and charming coved ceilings, while important updates including newer windows and a new sewer line provide added peace of mind. The spacious backyard offers plenty of room for gardening, entertaining, or future improvements and includes a large storage shed. Enjoy Colorado's changing seasons from the glassed-in back porch, and take advantage of the attached workshop or hobby space—perfect for DIY projects, crafts, or additional storage.\r \r Enjoy quick access to major highways and be just minutes from shopping, dining, and entertainment at the Belmar district. Nearby parks, grocery stores, restaurants, Sloan's Lake, and the vibrant West Colfax corridor offer endless options for recreation and convenience. Commuting to downtown Denver or escaping to the mountains for the weekend is a breeze from this exceptionally central location.\r \r Ideal for first-time buyers, investors, or anyone looking for a renovation project with upside, this property is packed with opportunity and value. Bring your vision and unlock the potential! Property is being sold strictly as-is. Seller will make no repairs.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$400,000
3.08% rateFHASave $872/mo

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