4023 Diamond Ridge
VA Assumable
3.16% Rate
50 photos
Click to enlarge

4023 Diamond Ridge

Colorado Springs, CO 80918

2
Bedrooms
3
Bathrooms
1,625
Sq Ft

Payment Calculator

$1,813per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$17,800
$17,800$123,554
Secondary Financing8.5% Rate
$105,754
Blended rate4.83% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,138/mo
Assumable @ 3.16% + gap
$1,813/mo
$324less per month
$324
per month
$3,892
per year
$116,757
over 30 years

🏦 Loan Details

List Price
$356,000
Assumable Rate
3.16%
Remaining Balance
$232,446
Loan Type
VA
Est. Equity Gap
$123,554
Annual Taxes
$1,352
HOA/mo
$300

About This Home

This well-appointed two-story townhome in Cottonwood Creek offers a smart layout, quality finishes, and a location that checks every box. Situated on a level corner lot with mountain views, hiking trail access, and proximity to schools, fire station, and public transit, this one is as convenient as it is comfortable. Vaulted ceilings and a great room layout make the main level feel open and welcoming, with a breakfast bar, half bath, and attached two-car garage entering at main level for everyday ease. Upstairs, both bedrooms are generously sized and each features its own adjoining full bath and walk-in closet, a setup that works perfectly for roommates, guests, or anyone who values privacy. The primary suite measures 13x16 with a double vanity ceramic tile bath, while the second bedroom includes a dedicated dressing area. A versatile 15x10 loft rounds out the upper level, ideal as a home office, reading nook, or flex space. The HOA covers exterior structure maintenance, keeping ownership low effort. A full appliance package conveys including range, dishwasher, refrigerator, and microwave, plus garage shelving stays. Central air, forced air heat, ceiling fans, and no covenants make this a truly turnkey opportunity in the Doherty High School feeder zone.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$356,000
3.16% rateVASave $993/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 624-3472