4591 Gneiss
FHA Assumable
2.98% Rate
50 photos
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4591 Gneiss

Colorado Springs, CO 80938

3
Bedrooms
3
Bathrooms
1,688
Sq Ft

Payment Calculator

$2,303per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$20,750
$20,750$146,302
Secondary Financing8.5% Rate
$125,552
Blended rate4.54% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,492/mo
Assumable @ 2.98% + gap
$2,303/mo
$189less per month
$189
per month
$2,266
per year
$67,978
over 30 years

🏦 Loan Details

List Price
$415,000
Assumable Rate
2.98%
Remaining Balance
$318,105
Loan Type
FHA
Est. Equity Gap
$146,302
Annual Taxes
$2,776
HOA/mo
$48

About This Home

Welcome to this beautifully maintained home in The Enclaves at Mountain Vista, built in 2020 and designed for comfortable modern living. The open-concept two-story floor plan offers a spacious and inviting layout, perfect for both everyday living and entertaining. The main level features durable wood laminate flooring throughout the entry and living areas, creating a warm and cohesive feel. The great room flows seamlessly into the eat-in kitchen, which offers ample cabinet and counter space (including soft close drawers), a center island, and a walk-in pantry. A conveniently located half bath adds functionality, while the dining area provides direct access to the fenced backyard, making indoor-outdoor living effortless. Upstairs, the spacious primary suite is filled with natural light and includes a walk-in closet and private bath with a freestanding shower. Two additional bedrooms, a full hall bathroom, and an upper-level laundry room (with washer and dryer included) complete the second floor. Additional features include central air conditioning, energy-efficient vinyl windows, high-speed internet availability, an attached two-car garage, low-maintenance landscaping, and rear vinyl fencing. Conveniently located near parks, schools, shopping, dining, and everyday amenities, this home also offers easy access to the Powers Corridor and a direct commute to Peterson Space Force Base, Schriever Space Force Base, and Fort Carson. Combining modern comfort, functionality, and an excellent location, this home is ready for its next owner.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$415,000
2.98% rateFHASave $1,232/mo

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