2812 Arbor
FHA Assumable
4.98% Rate
50 photos
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2812 Arbor

Greeley, CO 80631

3
Bedrooms
2
Bathrooms
1,428
Sq Ft

Payment Calculator

$2,109per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$19,750
$19,750$63,594
Secondary Financing8.5% Rate
$43,844
Blended rate5.39% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,372/mo
Assumable @ 4.98% + gap
$2,109/mo
$262less per month
$262
per month
$3,150
per year
$94,492
over 30 years

🏦 Loan Details

List Price
$395,000
Assumable Rate
4.98%
Remaining Balance
$330,888
Loan Type
FHA
Est. Equity Gap
$63,594
Annual Taxes
$2,089
HOA/mo
$225

About This Home

3-CAR TANDEM GARAGE. Note: 3rd bedroom is non-conforming in downstairs area by slider - it has closets but would need minor modifications to be classified as a conforming bedroom. NEW COUNTERTOPS!!! This well-cared-for home in Riverview Farm offers vaulted ceilings in the living room. The kitchen features stainless steel appliances, a wraparound counter with elegant white countertops, matching cabinetry, a breakfast bar, and a pantry for smart storage. Upstairs, the private primary suite includes its own en-suite bathroom, a walk-in closet, and a conveniently adjacent laundry area. The lower level provides a versatile family room with walkout access to the backyard, along with a secondary bedroom and full bathroom, ideal for guests, work, or hobbies. Below, an unfinished basement offers fantastic potential for another future 3rd bedroom, expanded recreation space, or extra storage. Outside, the large fenced backyard features an extended concrete patio, perfect for relaxing, grilling, or entertaining under the Colorado sky. A 3-car attached garage adds practical storage and secure parking. With easy access to downtown Greeley, UNC, and Highway 85. Updates include new dishwasher, new water pressure regulator, new thermostat, and newly installed sod in the front yard. There is bonus storage space in the attic area above the garage accessed from the laundry room.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$395,000
4.98% rateFHASave $479/mo

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