6740 76th
FHA Assumable
4.37% Rate
50 photos
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6740 76th

Commerce City, CO 80022

3
Bedrooms
1
Bathrooms
920
Sq Ft

Payment Calculator

$2,312per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$19,750
$19,750$182,431
Secondary Financing8.5% Rate
$162,681
Blended rate6.16% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,372/mo
Assumable @ 4.37% + gap
$2,312/mo
$60less per month
$60
per month
$723
per year
$21,694
over 30 years

🏦 Loan Details

List Price
$395,000
Assumable Rate
4.37%
Remaining Balance
$212,569
Loan Type
FHA
Est. Equity Gap
$182,431
Annual Taxes
$2,291
HOA/mo
$47

About This Home

Welcome to 6740 E 76th Place in Commerce City, a charming 3-bedroom, 1-bath single-family home offering comfortable one-level living on a spacious fully fenced lot. With 920 finished square feet, this home features a bright and functional layout, fresh carpet installed in January 2026, recessed lighting, laminate and tile flooring, and a cozy living room fireplace that adds warmth and character.\r The kitchen offers everyday convenience with a 5-burner gas stove, refrigerator, and easy access to the laundry and utility area. Major updates help bring peace of mind, including a new furnace installed in January 2024, duct cleaning completed in September 2025, exterior paint completed in September 2025, and a roof replacement in 2016.\r Outside, enjoy a private yard with mature trees, landscaping, a front porch, deck, patio, rain gutters, and a backyard pond with turtles and fish that may stay or go. The property also includes a detached 1-car garage plus additional off-street parking, giving you room for vehicles, storage, hobbies, or weekend projects.\r With no HOA and no known covenants, this property offers flexibility and room to make it your own. Conveniently located near public transit, this home blends practical updates, outdoor space, and a little backyard charm in one inviting package.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$395,000
4.37% rateFHASave $1,147/mo

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