503 5th
VA Assumable
3.02% Rate
50 photos
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503 5th

Berthoud, CO 80513

4
Bedrooms
3
Bathrooms
2,003
Sq Ft

Payment Calculator

$2,796per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$26,750
$26,750$212,907
Secondary Financing8.5% Rate
$186,157
Blended rate5.02% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,212/mo
Assumable @ 3.02% + gap
$2,796/mo
$417less per month
$417
per month
$4,998
per year
$149,943
over 30 years

🏦 Loan Details

List Price
$535,000
Assumable Rate
3.02%
Remaining Balance
$322,840
Loan Type
VA
Est. Equity Gap
$212,907
Annual Taxes
$6,138

About This Home

Beautifully updated home in sought-after Heritage Ridge community, offering stunning mountain views, backing to greenbelt & exceptional convenience w/quick access to charming downtown Berthoud. Enjoy being just minutes from local restaurants, shops, parks, schools & community amenities while still having easy access to surrounding NOCO destinations.Designed for both comfortable living & effortless entertaining, the open-concept floorplan has welcoming dining room off the entry & spacious family room that flows into well-appointed kitchen. The kitchen has granite counters, center island, SS appliances, pantry & abundant cabinet & counter space. This move-in-ready home has been refreshed w/new carpet, fresh interior paint, new furnace & newer water heater.Upstairs, you'll find 4 generously sized beds, including spacious primary w/large walk-in closet & 5-pc ensuite bath. Conveniently located upper-level laundry adds to the home's functional layout.Unfinished basement offers endless possibilities to create a home gym, office, recreation room, wine cellar, or additional living space tailored to your needs.One of the standout features is the oversized tandem 3-car garage, providing ample room for vehicles, recreational gear, extra storage, workshop, hobby space, or home project area. Enjoy mountain views from your backyard, and take advantage of the home's prime location near community pool, parks, trails & schools. Heritage Ridge offers an active lifestyle with nearby access to Berthoud Park & Pool, Ellen Bunyan Bein Park & Dog Park, Loveland Reservoir, and numerous outdoor recreation opportunities. Enjoy being just minutes from local restaurants, shops, parks, schools, and community amenities while still having easy access to surrounding Northern Colorado destinations.Combining modern updates, flexible living space, incredible storage & highly desirable location near downtown Berthoud, this home offers the perfect blend of comfort, convenience, and Colorado living.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$535,000
3.02% rateVASave $1,653/mo

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