8864 Monterey
VA Assumable
3.45% Rate
50 photos
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8864 Monterey

Fountain, CO 80817

4
Bedrooms
3
Bathrooms
2,264
Sq Ft

Payment Calculator

$2,158per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$23,250
$23,250$82,171
Secondary Financing8.5% Rate
$58,921
Blended rate4.12% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,792/mo
Assumable @ 3.45% + gap
$2,158/mo
$634less per month
$634
per month
$7,610
per year
$228,285
over 30 years

🏦 Loan Details

List Price
$465,000
Assumable Rate
3.45%
Remaining Balance
$382,062
Loan Type
VA
Est. Equity Gap
$82,171
Annual Taxes
$2,116

About This Home

Spacious Ranch Home with Walk-Out Basement, Back Deck & Spectacular Pikes Peak Views!\r Welcome home to this spacious and inviting 2,564-square-foot ranch-style residence in Fountain! Designed for comfortable everyday living and effortless entertaining, this home offers a thoughtfully designed floor plan with plenty of room to spread out.\r \r The main level features a private primary suite complete with a full attached bathroom and walk-in closet, providing a relaxing retreat at the end of the day. A second bedroom and an additional full bathroom on the main floor offer flexibility for guests, family members, or a home office. The kitchen provides ample workspace and room for a breakfast table, coffee station, or additional prep area, while the designated dining room is perfect for gatherings and holiday meals. The cozy living room, highlighted by a fireplace, creates a warm and welcoming atmosphere.\r \r Step outside from the living room onto the back deck and take in the stunning, unobstructed views of Pikes Peak. Whether you're enjoying your morning coffee, hosting friends, or watching Colorado's breathtaking sunsets, this outdoor space is sure to become a favorite gathering spot.\r \r The finished walk-out basement expands your living space with a large family room, a second sitting room, two additional bedrooms, and a 3/4 bathroom—ideal for guests, multigenerational living, hobbies, or recreation. The walk-out design provides convenient access to the backyard while bringing in abundant natural light.\r \r With four bedrooms, three bathrooms, multiple living areas, and spectacular mountain views, this home offers the space, comfort, and lifestyle today's buyers are searching for. Conveniently located near schools, parks, shopping, dining, and military installations, this exceptional property combines functionality, flexibility, and some of the best views Colorado has to offer.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$465,000
3.45% rateVASave $924/mo

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