6485 Saddlesmith
VA Assumable
3.13% Rate
50 photos
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6485 Saddlesmith

Castle Pines, CO 80108

5
Bedrooms
6
Bathrooms
4,258
Sq Ft

Payment Calculator

$5,843per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$56,250
$56,250$427,045
Secondary Financing8.5% Rate
$370,795
Blended rate4.99% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$6,755/mo
Assumable @ 3.13% + gap
$5,843/mo
$912less per month
$912
per month
$10,948
per year
$328,454
over 30 years

🏦 Loan Details

List Price
$1,125,000
Assumable Rate
3.13%
Remaining Balance
$697,954
Loan Type
VA
Est. Equity Gap
$427,045
Annual Taxes
$11,148
HOA/mo
$141

About This Home

Built in 2020 and thoughtfully designed for today's lifestyle, this stunning home in The Canyons seamlessly blends contemporary style, functional living, and exceptional indoor-outdoor spaces.\r \r Step inside to discover soaring ceilings, clean architectural lines, cable stair railings, and beautiful wood-look resilient LVP flooring that flows throughout the main level. A private study offers the perfect work-from-home retreat, while a rare main-floor bedroom with its own en suite bath provides ideal accommodations for guests or multi-generational living. \r \r \r At the heart of the home, the chef-inspired kitchen impresses with crisp white cabinetry, quartz countertops, stainless steel appliances, and an oversized center island designed for gathering and entertaining. The adjoining great room is flooded with natural light and features an impressive \r \r 12-foot-wide glass slider that opens to an extended covered patio, creating a seamless connection between indoor and outdoor living. \r \r \r \r Upstairs, the luxurious primary suite serves as a private retreat, complete with a spacious walk-in closet and a spa-inspired bath featuring an oversized walk-in shower. Additional bedrooms provide comfortable accommodations for family and guests. The finished basement expands the home's versatility with an additional bedroom and bathroom, offering the perfect space for visitors, recreation, fitness, or a second living area.\r \r \r \r Located in the award-winning community of The Canyons, residents enjoy access to miles of scenic trails, numerous neighborhood parks, The Exchange Coffee House, and two community centers featuring resort-style pools and gathering spaces. With exceptional amenities, modern finishes, and a highly desirable floor plan, this home offers the best of Castle Pines living.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$1,125,000
3.13% rateVASave $3,313/mo

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