6421 Dry Fork
FHA Assumable
3.31% Rate
50 photos
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6421 Dry Fork

Frederick, CO 80516

3
Bedrooms
3
Bathrooms
2,064
Sq Ft

Payment Calculator

$2,812per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$27,000
$27,000$197,180
Secondary Financing8.5% Rate
$170,180
Blended rate5.03% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,243/mo
Assumable @ 3.31% + gap
$2,812/mo
$431less per month
$431
per month
$5,168
per year
$155,048
over 30 years

🏦 Loan Details

List Price
$540,000
Assumable Rate
3.31%
Remaining Balance
$342,819
Loan Type
FHA
Est. Equity Gap
$197,180
Annual Taxes
$5,769
HOA/mo
$80

About This Home

Everyone talks about finding the perfect house, but I think finding the right community matters even more. Imagine living just minutes from downtown Frederick—a place where Friday nights mean grabbing dinner at your favorite local spot, summers are filled with hot air balloons drifting overhead, and community events actually bring neighbors together. Now let's talk about the house. Natural light pours through the windows, the layout makes everyday life feel effortless, and every space feels like it was designed to actually be lived in - whether this is your very first home or you're simply ready for a fresh start, this is the kind of place where life naturally settles in. Saturday mornings with coffee on the patio. Kids playing in the backyard while dinner's on the grill. Friends stopping by because your house somehow becomes the gathering spot. The kitchen sits at the heart of it all, opening into the living spaces so you're never far from the conversation or from watching the game while eating snacks, if you're helping with homework or hosting game night. Let me tell you about this home's greatest flex - three bedrooms on one floor. Why's that the ultimate power move? Convenience, my friend. Everyone’s on the same level. Whether it’s you checking in on kids, guests, or just not wanting to trek up and down stairs—you’ve got easy access to every room, all the time. One of those bedrooms is your primary dream suite, both spacious and peaceful. It's also completely move-in ready. No major projects waiting for you. No long to-do list before you can finally exhale. Just unpack, make yourself at home, and start making memories. Because the best homes aren't just measured in square feet—they're measured in birthday parties, movie nights, holiday traditions, and all the little moments in between.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$540,000
3.31% rateFHASave $1,524/mo

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