6382 Ottawa
VA Assumable
3.45% Rate
50 photos
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6382 Ottawa

Colorado Springs, CO 80924

5
Bedrooms
4
Bathrooms
3,270
Sq Ft

Payment Calculator

$4,000per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$39,250
$39,250$247,455
Secondary Financing8.5% Rate
$208,205
Blended rate4.86% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,714/mo
Assumable @ 3.45% + gap
$4,000/mo
$714less per month
$714
per month
$8,567
per year
$257,003
over 30 years

🏦 Loan Details

List Price
$785,000
Assumable Rate
3.45%
Remaining Balance
$537,544
Loan Type
VA
Est. Equity Gap
$247,455
Annual Taxes
$4,957

About This Home

Welcome home to this beautifully customized residence in the highly sought-after Wolf Ranch community. From the moment you arrive, you’ll be captivated by the lush landscaping and vibrant perennial garden that returns year after year, creating stunning curb appeal in every season.\r Step inside and immediately feel the pride of ownership and care that has gone into every detail of this home. The main level showcases durable luxury vinyl plank flooring throughout, offering both beauty and practicality for everyday living. Natural light pours through the windows, creating a warm and inviting atmosphere while highlighting the elegant tile fireplace—the perfect place to relax on a chilly Colorado evening.\r The open-concept kitchen, dining, and living spaces are designed for gathering and making memories. Step outside to the covered patio and outdoor living area, where countless evenings have been spent sharing laughter, stories, and special moments. This backyard is ready for its next owners to create memories of their own.\r With generous living space on every level, this home offers flexibility for any lifestyle. The finished basement features a spacious family room, two additional bedrooms, a bathroom, and is pre-plumbed for a wet bar or secondary laundry area, creating endless possibilities for entertaining, multi-generational living, a home gym, office, or recreation space.\r Upstairs, a versatile loft provides additional living space alongside three bedrooms. The luxurious primary suite serves as a private retreat, offering the perfect place to unwind after a long day. The suite is also plumbed for a future soaking tub, allowing you to customize your personal spa-like oasis.\r Additional upgrades include all-new upstairs carpeting and smart home features that allow you to adjust your home’s temperature and operate the MyQ garage door opener remotely, ensuring comfort and convenience wherever you are.\r As a resident of Wolf Ranch, you’ll enjoy exceptional community amenities including a fishing lake, miles of walking trails, parks, and the brand-new recreation center. This is more than just a house—it’s a home that has been lovingly cared for and thoughtfully enhanced, ready for its next chapter. The big CO bonus this home faces south so on those snowy days the snow melts faster!

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$785,000
3.45% rateVASave $2,081/mo

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