465 Silver Rock
FHA Assumable
4.98% Rate
50 photos
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465 Silver Rock

Castle Rock, CO 80104

3
Bedrooms
3
Bathrooms
2,151
Sq Ft

Payment Calculator

$3,231per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$30,500
$30,500$84,978
Secondary Financing8.5% Rate
$54,478
Blended rate5.31% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,663/mo
Assumable @ 4.98% + gap
$3,231/mo
$432less per month
$432
per month
$5,183
per year
$155,494
over 30 years

🏦 Loan Details

List Price
$610,000
Assumable Rate
4.98%
Remaining Balance
$525,022
Loan Type
FHA
Est. Equity Gap
$84,978
Annual Taxes
$4,159
HOA/mo
$287

About This Home

Backing to the neighborhood greenbelt & trail, this inviting Terrain home offers the perfect blend of comfortable living, outdoor recreation & everyday convenience. The deep covered front porch overlooks open space, creating the perfect place to enjoy your morning coffee or unwind at the end of the day. Inside, you'll find a bright, open floor plan with engineered hardwood flooring throughout the main level. The kitchen is designed for everyday living & entertaining, featuring quartz countertops, a large center island, gas range, pantry & an open layout overlooking the great room. A cozy gas fireplace with mantel, walls of windows & views of the greenbelt fill the living space with natural light. A versatile flex room on the main level is ideal for a home office, formal dining room or playroom. Upstairs, the spacious primary suite offers a relaxing retreat with an ensuite bath featuring dual sinks, a walk-in shower & an oversized walk-in closet. Two additional bedrooms, a generous loft, full bath & convenient upstairs laundry with the washer, dryer & folding table included complete the upper level. The full unfinished basement provides room to expand as your needs change, whether you envision a recreation room, home gym, guest suite or additional living space. The attached two-car garage adds extra storage for all your Colorado gear. Step outside to a backyard with direct access to the neighborhood trail, making evening walks, bike rides & time outdoors part of your everyday routine. Terrain offers an exceptional lifestyle with two community pools, tennis courts, clubhouse, parks, dog park & miles of scenic trails. Just minutes from King Soopers, shopping, restaurants & historic downtown Castle Rock, you'll enjoy easy access to year-round events, farmers markets & local favorites.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$610,000
4.98% rateFHASave $664/mo

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