112 Ridge Point
VA Assumable
2.88% Rate
50 photos
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112 Ridge Point

Divide, CO 80814

3
Bedrooms
5
Bathrooms
4,624
Sq Ft

Payment Calculator

$3,196per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$37,500
$37,500$106,389
Secondary Financing8.5% Rate
$68,889
Blended rate3.42% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,503/mo
Assumable @ 2.88% + gap
$3,196/mo
$1,308less per month
$1,308
per month
$15,693
per year
$470,792
over 30 years

🏦 Loan Details

List Price
$750,000
Assumable Rate
2.88%
Remaining Balance
$642,170
Loan Type
VA
Est. Equity Gap
$106,389
Annual Taxes
$3,643

About This Home

New roof and gutters installed in 2026! Front-row Pikes Peak views set the stage for this custom mountain retreatfeaturing a 1,250 sq ft attached apartment with its own entrance, making it ideal for multi-generational living, guests,or rental income. The main home offers convenient main-level living, abundant natural light, a two-car detached garage,and a spacious deck with sweeping mountain views. The attached apartment includes a one-car garage, workshop, andprivate entrance. The kitchen features granite countertops and easy access to outdoor living spaces. The primary suiteoffers a walk-in closet and private deck access. An additional room could serve as a fourth bedroom with the addition ofa closet. The walk-out lower level includes a recreation room and unfinished space ready for customization. Located inDivide’s desirable Ridge Point community with year-round access, just minutes from Woodland Park and Highway 24.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$750,000
2.88% rateVASave $1,518/mo

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