2264 Darla
FHA Assumable
5.22% Rate
50 photos
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2264 Darla

Loveland, CO 80537

4
Bedrooms
2
Bathrooms
1,952
Sq Ft

Payment Calculator

$2,463per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$23,250
$23,250$37,908
Secondary Financing8.5% Rate
$14,658
Blended rate5.33% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,792/mo
Assumable @ 5.22% + gap
$2,463/mo
$329less per month
$329
per month
$3,948
per year
$118,427
over 30 years

🏦 Loan Details

List Price
$465,000
Assumable Rate
5.22%
Remaining Balance
$427,092
Loan Type
FHA
Est. Equity Gap
$37,908
Annual Taxes
$2,414
HOA/mo
$420

About This Home

No HOA. Over a quarter acre. Room for your camper or trailer. More room for what matters. Set on a cul-de-sac, the backyard is what sets this home apart. Mature landscaping, garden beds, a deck just off the kitchen, and a lower level that walks out to the patio create inviting spaces to entertain, unwind, garden, play, or simply enjoy being outside. A storage shed, detached workshop with electricity, and additional parking for your camper, trailer, or toys add even more flexibility. Inside, the flexible bi-level floor plan offers four bedrooms, two bathrooms, and multiple living areas, giving everyone room to spread out. The oversized primary closet is a standout, while the detached workshop is ready for hobbies, projects, a home office, art studio, or fitness space. The major updates are already done, including a new roof (2024), HVAC system (2022), garage door (2024), fresh interior and exterior paint, and new carpet. Just minutes from Berthoud, TPC Golf Course, downtown Loveland, shopping, restaurants and schools.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$465,000
5.22% rateFHASave $306/mo

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