12536 Albion
FHA Assumable
2.87% Rate
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12536 Albion

Thornton, CO 80241

3
Bedrooms
3
Bathrooms
2,412
Sq Ft

Payment Calculator

$2,942per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$31,495
$31,495$162,734
Secondary Financing8.5% Rate
$131,239
Blended rate4.11% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,782/mo
Assumable @ 2.87% + gap
$2,942/mo
$841less per month
$841
per month
$10,087
per year
$302,603
over 30 years

🏦 Loan Details

List Price
$629,900
Assumable Rate
2.87%
Remaining Balance
$466,119
Loan Type
FHA
Est. Equity Gap
$162,734
Annual Taxes
$4,423

About This Home

Back on the market! This home is available again due to circumstances unrelated to the seller or the property. Beautifully updated and move-in ready, this exceptional Thornton home combines modern upgrades with outstanding curb appeal. The inviting exterior features a professionally designed, low-maintenance xeriscape front yard, attractive brick and siding façade, a welcoming covered front porch with warm wood accents, and elegant double front entry doors that create a memorable first impression. Inside, you'll find spacious living areas enhanced by quartz countertops, luxury vinyl plank flooring, updated lighting, and modern appliances. Major improvements include newer Andersen windows, a newer A/C system, a whole-house humidifier, and a radon mitigation system, providing comfort and peace of mind. The spacious unfinished basement is a black canvas, perfect for customizing into the space you've always envisioned. Step into the private backyard, complete with a gazebo for outdoor entertaining, a storage shed for added convenience, and plenty of space to relax or host family and friends. Ideally located near parks, schools, shopping, dining, and major commuter routes, this thoughtfully updated home offers the perfect blend of style, function, and convenience. Don't miss your opportunity to make this Thornton gem your own!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$629,900
2.87% rateFHASave $1,618/mo

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