3101 Zodiac
VA Assumable
3.23% Rate
50 photos
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3101 Zodiac

Loveland, CO 80537

4
Bedrooms
4
Bathrooms
3,280
Sq Ft

Payment Calculator

$3,198per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$28,750
$28,750$274,642
Secondary Financing8.5% Rate
$245,892
Blended rate5.60% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,453/mo
Assumable @ 3.23% + gap
$3,198/mo
$255less per month
$255
per month
$3,062
per year
$91,846
over 30 years

🏦 Loan Details

List Price
$575,000
Assumable Rate
3.23%
Remaining Balance
$301,041
Loan Type
VA
Est. Equity Gap
$274,642
Annual Taxes
$4,494
HOA/mo
$100

About This Home

Nestled in Loveland’s desirable Stone Creek community, this thoughtfully crafted home seamlessly blends quality craftsmanship with everyday comfort in a peaceful yet highly connected neighborhood. Residents enjoy premium on-site amenities, including a community gym and a neighborhood pool, alongside unbeatable local proximity that places the New Vision Charter School within direct walking distance. With the extensive athletic fields of Loveland Sports Park close by and convenient access to the area's best shopping, dining, and major travel routes, this property offers an ideal balance of private neighborhood luxury and vibrant regional convenience.\r \r Inside, you’ll find custom details throughout, including beautifully built-in shelving that showcases the level of care and skill poured into this home. The living spaces are designed to feel both functional and inviting, creating an ideal environment for everyday living and gathering.\r \r The outdoor living area truly stands out, featuring a one-of-a-kind covered patio complete with a built-in kitchen, tongue and groove ceiling, and ceiling fan—perfect for enjoying Colorado’s stunning sunsets and entertaining year-round.\r \r The finished basement expands the home’s versatility with a creative and dynamic layout, including a dedicated play space with a climbing wall, an office nook, and workout areas, offering flexibility for a variety of lifestyles.\r \r Located in Loveland—often called the “Sweetheart City”—residents enjoy access to a vibrant arts scene, miles of trails, and nearby outdoor destinations like Boyd Lake and the Rocky Mountain foothills.\r \r This home is a rare opportunity to experience craftsmanship, comfort, and community all in one.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$575,000
3.23% rateVASave $1,960/mo

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