5123 Stillwater
VA Assumable
2.98% Rate
50 photos
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5123 Stillwater

Colorado Springs, CO 80923

3
Bedrooms
2
Bathrooms
1,456
Sq Ft

Payment Calculator

$1,751per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$20,500
$20,500$53,040
Secondary Financing8.5% Rate
$32,540
Blended rate3.44% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,462/mo
Assumable @ 2.98% + gap
$1,751/mo
$711less per month
$711
per month
$8,527
per year
$255,813
over 30 years

🏦 Loan Details

List Price
$410,000
Assumable Rate
2.98%
Remaining Balance
$356,960
Loan Type
VA
Est. Equity Gap
$53,040
Annual Taxes
$1,423

About This Home

Clean, fully loaded two-story in the Sundown neighborhood with no HOA, a fenced backyard, and a large concrete patio built for Colorado summers. Hardwood floors and natural wood accents flow through the main level, where vaulted ceilings and 6-panel doors add character throughout. The living room features a wood-burning fireplace and walkout to the patio, while the family room, dining area, and breakfast bar kitchen keep the layout open and connected. A covered entry rounds out the main level. Upstairs, three bedrooms include a primary suite with an adjoining full bath, and upper-level laundry with a window adds a convenience that buyers rarely find in this size home. Central air and ceiling fans keep things comfortable year-round. No covenants, no HOA fees, two-car attached garage, composite shingle roof, and vinyl windows in the Doherty High School feeder zone. A straightforward, well-appointed home that is ready to go from day one.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$410,000
2.98% rateVASave $784/mo

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