18870 85th
VA Assumable
5.23% Rate
50 photos
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18870 85th

Arvada, CO 80007

6
Bedrooms
4
Bathrooms
4,484
Sq Ft

Payment Calculator

$5,973per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$49,875
$49,875$394,942
Secondary Financing8.5% Rate
$345,067
Blended rate6.42% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$5,990/mo
Assumable @ 5.23% + gap
$5,973/mo
$16less per month
$16
per month
$198
per year
$5,933
over 30 years

🏦 Loan Details

List Price
$997,500
Assumable Rate
5.23%
Remaining Balance
$602,558
Loan Type
VA
Est. Equity Gap
$394,942
Annual Taxes
$9,366

About This Home

Perfectly positioned close to open spaces and a neighborhood pocket park. From the inviting covered front porch to the expansive covered rear deck, every space has been designed for comfortable everyday living and effortless entertaining. Inside, soaring ceilings, rich wood floors, abundant natural light, and a fireplace create an impressive yet welcoming great room. The chef's kitchen is the centerpiece of the home, featuring white cabinetry, quartz countertops, stainless steel appliances, a large center island with seating, a butler's pantry, and seamless flow into the spacious dining area and outdoor living space. Also on the main level are a private bedroom, full bath, and oversized three-car garage, making daily life exceptionally functional. Upstairs, the luxurious primary suite features a spa-inspired five-piece bath, an oversized walk-in closet, and a laundry room with utility sink connected directly to the closet. Two additional bedrooms share a Jack-and-Jill bath. New carpet on the staircase and throughout the second level provides a fresh feel. The professionally finished garden level basement expands the living space with a large recreation/media room, fireplace, wet bar, an additional bedroom, a non-conforming bedroom/office, and a three-quarter bath all ideal for guests, multigenerational living, or entertaining. Step outside to your private backyard retreat featuring a spacious covered deck designed for outdoor dining and gathering, and a fenced yard. With open spaces nearby, you'll enjoy exceptional views of the foothills, and immediate access to the extensive trail system. Additional value - an assumable 5.2% VA loan (for qualified buyers) and an assumable solar panel lease, offering potential long-term energy savings. Residents enjoy resort-style amenities including a community pool, clubhouse, parks, miles of trails, highly regarded Jefferson County schools, nearby shopping and dining, and convenient access to both Denver and Boulder.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$997,500
5.23% rateVASave $2,464/mo

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