1310 1st
FHA Assumable
3.15% Rate
50 photos
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1310 1st

Eaton, CO 80615

3
Bedrooms
4
Bathrooms
2,534
Sq Ft

Payment Calculator

$2,422per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$23,750
$23,750$150,514
Secondary Financing8.5% Rate
$126,764
Blended rate4.61% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,852/mo
Assumable @ 3.15% + gap
$2,422/mo
$431less per month
$431
per month
$5,168
per year
$155,033
over 30 years

🏦 Loan Details

List Price
$475,000
Assumable Rate
3.15%
Remaining Balance
$336,684
Loan Type
FHA
Est. Equity Gap
$150,514
Annual Taxes
$2,474
HOA/mo
$250

About This Home

Welcome to 1310 1st Street, a beautifully maintained residence in Eaton offering spacious living areas, thoughtful updates, and exceptional comfort in a desirable neighborhood. Nestled on a spacious lot in an established neighborhood, this well-maintained property offers the perfect balance of comfort, functionality, and small-town charm, while being just minutes from local parks, schools, dining, and everyday conveniences.Step inside to discover a bright, welcoming interior with an open and comfortable layout designed for both everyday living and entertaining. Large windows fill the home with natural light, creating a warm and inviting atmosphere throughout. The spacious living room flows seamlessly into the dining area and kitchen, where abundant cabinetry, generous counter space, and modern appliances make meal preparation a breeze.The primary suite provides a peaceful retreat at the end of the day, while the additional bedrooms offer flexibility for family or guests. Well-appointed bathrooms add convenience and functionality, making the home ideal for a variety of lifestyles. The fully finished basement expands the living space with a generous family room and an additional bathroom, creating the perfect setting for movie nights, guests, or multi-generational living. Enjoy the freedom of no HOA while the backyard backs to open space, providing added privacy, peaceful views, and a tranquil setting to enjoy Colorado's beautiful outdoors. Outside, the expansive backyard offers endless possibilities for relaxing, gardening, entertaining, or simply enjoying Colorado's beautiful seasons. An attached garage and ample driveway parking provide plenty of room for vehicles, storage, and recreational equipment.Located in the welcoming community of Eaton, this home offers easy access to parks, recreation, local shops, and nearby highways for a convenient commute to Greeley, Fort Collins, and beyond. Don't miss your opportunity to make this wonderful property your next home!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$475,000
3.15% rateFHASave $1,249/mo

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