3621 Pontiac
Denver, CO 80207
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In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.
🏦 Loan Details
- List Price
- $425,000
- Assumable Rate
- 3.53%
- Remaining Balance
- $70,693
- Loan Type
- FHA
- Est. Equity Gap
- $354,050
- Annual Taxes
- $2,263
About This Home
Stop Renting: Own a Standalone Denver Home with a Lower Monthly Payment Why keep paying a landlord when you can own a true, standalone single-family home in Denver's vibrant North Park Hill neighborhood? Unlike the crowded half-duplexes and row houses nearby, this property gives you total privacy with zero shared walls and your own dedicated yard space. The house is completely turnkey and ready for you to move right in, boasting a beautifully remodeled bathroom, fresh interior paint, updated appliances, and gorgeously refinished original hardwood floors. Even better, the full, unfinished basement provides the perfect footprint to add future bedrooms, a bathroom, or a second living space down the road, allowing you to build massive equity over time. To help you move in with less money out of pocket or lock in a more affordable monthly payment, the seller is offering a generous $10,000 concession at closing. This flexible credit gives you the power to choose what helps your budget most, whether you want to cover your upfront closing costs entirely or buy down your interest rate for long-term savings .Beyond the financial perks, the location offers an incredible urban lifestyle for first-time buyers. You will be living just blocks from local favorites like Station 26 Brewing, as well as the bustling shopping and dining districts throughout Central Park and Park Hill. Commuting is a breeze with nearby light rail stations that connect you directly to downtown Denver and Denver International Airport. Outside, the property features a mature peach tree in the front yard, off-street driveway parking, and a massive backyard with a storage shed. There is plenty of room to build a future garage with convenient alley access already in place for your vehicle entry. This is a rare opportunity to use the seller’s money to lower your housing costs while securing a high-value piece of Denver real estate.
Data Source: REcolorado MLS
Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.
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