12445 6th
FHA Assumable
2.68% Rate
50 photos
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12445 6th

Aurora, CO 80011

5
Bedrooms
3
Bathrooms
2,211
Sq Ft

Payment Calculator

$2,294per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$24,000
$24,000$147,396
Secondary Financing8.5% Rate
$123,396
Blended rate4.25% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,882/mo
Assumable @ 2.68% + gap
$2,294/mo
$588less per month
$588
per month
$7,055
per year
$211,642
over 30 years

🏦 Loan Details

List Price
$479,999
Assumable Rate
2.68%
Remaining Balance
$332,603
Loan Type
FHA
Est. Equity Gap
$147,396
Annual Taxes
$3,165
HOA/mo
$482

About This Home

2.25% ASSUMABLE LOAN OPPORTUNITY β€” OR $5K SELLER CONCESSION WITH AN ACCEPTED OFFER (subject to lender guidelines and loan program requirements).\r \r Welcome to this beautiful, move-in ready ranch offering 5 bedrooms, 3 bathrooms, and the perfect blend of comfort and convenience. The home features fresh interior and exterior paint, including updated kitchen cabinets that create a bright, modern feel.\r \r The inviting main level offers wood flooring, updated lighting, and a spacious living room. The kitchen is perfect for everyday living and entertaining with granite countertops, stainless steel appliances, and ample cabinet space. A bright sunroom provides additional flexible space ideal for a home office, reading nook, playroom, or extra living area.\r \r The main level primary suite includes a private ensuite bathroom, while the finished basement offers endless possibilities for a family room, media space, home gym, guest suite, or multigenerational living.\r \r Enjoy the fully fenced backyard with a covered patio and playground, perfect for entertaining, relaxing, pets, and outdoor activities. Additional features include an attached one-car garage, off-street parking, and plenty of storage.\r \r Conveniently located near major highways, light rail, Delmar Park, shopping, dining, schools, medical facilities, and everyday amenities. The home is currently tenant occupied and will be nearly move-in ready. The seller is also offering a credit toward professional carpet cleaning at closing.\r \r Don’t miss this opportunity to own a spacious home in a prime location. Schedule your private showing today!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$479,999
2.68% rateFHASave $1,349/mo

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