576 Pioneer
FHA Assumable
3.16% Rate
50 photos
Click to enlarge

576 Pioneer

Fort Lupton, CO 80621

3
Bedrooms
3
Bathrooms
1,981
Sq Ft

Payment Calculator

$2,366per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$22,995
$22,995$138,148
Secondary Financing8.5% Rate
$115,153
Blended rate4.50% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,762/mo
Assumable @ 3.16% + gap
$2,366/mo
$395less per month
$395
per month
$4,744
per year
$142,326
over 30 years

🏦 Loan Details

List Price
$459,900
Assumable Rate
3.16%
Remaining Balance
$344,137
Loan Type
FHA
Est. Equity Gap
$138,148
Annual Taxes
$2,990
HOA/mo
$65

About This Home

Welcome to a rare opportunity in the sought-after Coyote Creek Golf Community.\r \r While most Colorado buyers are navigating today's higher interest rates, qualified purchasers may have the opportunity to assume the seller's existing 3.25% mortgage balance—creating a significant monthly payment advantage that is increasingly difficult to find.\r \r Situated on a spacious corner lot in a quiet cul-de-sac, this 2020-built home offers the ideal blend of modern living, work-from-home flexibility, and golf-course community lifestyle.\r \r Inside, an open-concept layout creates effortless flow between the kitchen, dining, and gathering spaces, while the dedicated main-floor office offers the privacy today's remote and hybrid professionals demand. Upstairs, a versatile loft expands the possibilities for a media room, fitness space, playroom, or future fourth bedroom.\r \r Step outside to enjoy Colorado evenings beneath the covered patio overlooking a larger homesite with room to relax, entertain, and grow.\r \r Located just minutes from Denver-area employment centers, Boulder County access routes, DIA connectivity, and the Coyote Creek Golf Course, this home delivers a lifestyle that is increasingly difficult to achieve at this price point along Colorado's Front Range.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$459,900
3.16% rateFHASave $1,178/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 624-3472