829 Smith
VA Assumable
2.83% Rate
50 photos
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829 Smith

Fort Collins, CO 80524

2
Bedrooms
3
Bathrooms
1,814
Sq Ft

Payment Calculator

$4,856per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$38,750
$38,750$453,256
Secondary Financing8.5% Rate
$414,506
Blended rate5.70% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,654/mo
Assumable @ 2.83% + gap
$4,856/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$775,000
Assumable Rate
2.83%
Remaining Balance
$404,668
Loan Type
VA
Est. Equity Gap
$453,256
Annual Taxes
$4,709
HOA/mo
$385

About This Home

Welcome to this beautiful & inviting 2-bedroom, 3-bath home located in the heart of Fort Collins!! The main level features a cozy living room with a fireplace, creating the perfect space to relax & gather with loved ones. The kitchen features stainless steel appliances, built-in cabinetry, plenty of storage for all your cooking essentials. Enjoy meals in the formal dining room or the charming breakfast nook with bench seating. The spacious primary suite includes a private bathroom & walk-in closet, while an additional bathroom on the main level provides added convenience for guests. The finished basement expands the living space with a versatile family room that can serve as a second living area, recreation room, home office, or media space. You'll also find the second bedroom, a full bathroom, washer and dryer, and a generous storage room perfect for seasonal decor, luggage, and more. Step outside to enjoy the spacious backyard, designed for entertaining with an outdoor BBQ grilling station featuring built-in cabinetry, a cozy outdoor fireplace for relaxing evenings, and a putting green to enjoy time with family or friends. A detached one-car garage with an EV charger completes the property. Exceptional location close to Old Town Fort Collins, Colorado State University, parks, dining, shopping, breweries, and more! Don't miss out on this wonderful opportunity; this home can be yours!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$775,000
2.83% rateVASave $3,139/mo

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