31219 County Road 41
FHA Assumable
5.25% Rate
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31219 County Road 41

Greeley, CO 80631

3
Bedrooms
3
Bathrooms
2,705
Sq Ft

Payment Calculator

$4,179per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$31,245
$31,245$449,013
Secondary Financing8.5% Rate
$417,768
Blended rate7.54% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,752/mo
Assumable @ 5.25% + gap
$4,179/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$624,900
Assumable Rate
5.25%
Remaining Balance
$175,145
Loan Type
FHA
Est. Equity Gap
$449,013
Annual Taxes
$4,268

About This Home

Small acreage located north of Greeley just off County Road 41. This unique split 4-level home boasts a 3 bay/4-car (31'x36') attached heated garage as well as a spacious 40'x52' heated outbuilding/shop with wood burning stove, concrete floor, partitioned area and a loft for storage. The inviting east-facing covered patio and quaint westerly front porch provide perfect outdoor spaces for relaxation. Inside, the main level features solid 6-panel wood doors throughout, coved ceilings in the living room, an open kitchen with SS appliances, ample cabinet space, center island and dining area. Lower level offers a family room with 2-story vaulted beam ceiling, updated vinyl windows, wood-burning fireplace, ceiling fan and game/rec room with wood floor. Laundry room with half-bath and an unfinished room that could be used for storage. The 3rd level features two bedrooms with updated vinyl windows, cedar-lined closets, a remodeled shared full bath with granite, tile in the shower and a soaking tub. Large 19'x8' loft overlooks the great room below. **The entire 4th level is dedicated to the spacious primary suite, offering a pass-through, walk-in cedar lined closet, large jetted jacuzzi tub, separate shower, dual sink vanity and gas fireplace. The expansive yard is equipped with a manual sprinkler system, concrete curbing, mature shade trees and just steps away is a piped-fenced corral area equipped with power and an automatic waterer - perfect for your 4-H animals! This property has so much potential and is a canvas for your vision - just add a little TLC to make it shine! NOTE: A new roof on the home to be installed 7/10/26.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$624,900
5.25% rateFHASave $2,241/mo

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