1901 Red Cloud
FHA Assumable
3.45% Rate
50 photos
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1901 Red Cloud

Longmont, CO 80504

3
Bedrooms
3
Bathrooms
1,683
Sq Ft

Payment Calculator

$2,783per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$30,000
$30,000$104,197
Secondary Financing8.5% Rate
$74,197
Blended rate4.11% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,603/mo
Assumable @ 3.45% + gap
$2,783/mo
$820less per month
$820
per month
$9,837
per year
$295,097
over 30 years

🏦 Loan Details

List Price
$600,000
Assumable Rate
3.45%
Remaining Balance
$495,803
Loan Type
FHA
Est. Equity Gap
$104,197
Annual Taxes
$3,693

About This Home

Lovingly refreshed and move-in ready, this inviting Longmont home offers the perfect combination of space, functionality, and no HOA. Situated on a generous corner lot with pocket mountain views, the home features three bedrooms, three bathrooms, a two-car garage, and a full unfinished basement with a rough-in bath ready for future expansion. Sun-filled living spaces include soaring cathedral ceilings, a cozy family room with a fireplace, a versatile multi season sunroom, and an eat-in kitchen with abundant cabinetry, a newer stainless steel refrigerator, and dishwasher. Recent improvements include a new roof, new windows, and fresh interior and exterior paint, creating a home that is ready to enjoy from day one. Outside, you'll find a covered front porch, sprinkler system, deck, storage shed, and dedicated RV and boat parking with easy tow-and-go access. Conveniently located near schools, parks, shopping, dining, and major commuter routes to Boulder, Denver, Loveland, Fort Collins, and DIA, this home offers the ideal blend of comfort, convenience, and flexibility.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$600,000
3.45% rateFHASave $1,184/mo

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