4961 Pearl Lake
VA Assumable
2.88% Rate
50 photos
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4961 Pearl Lake

Colorado Springs, CO 80924

5
Bedrooms
5
Bathrooms
4,284
Sq Ft

Payment Calculator

$5,454per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$52,500
$52,500$423,715
Secondary Financing8.5% Rate
$371,215
Blended rate4.97% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$6,305/mo
Assumable @ 2.88% + gap
$5,454/mo
$850less per month
$850
per month
$10,206
per year
$306,170
over 30 years

🏦 Loan Details

List Price
$1,050,000
Assumable Rate
2.88%
Remaining Balance
$626,285
Loan Type
VA
Est. Equity Gap
$423,715
Annual Taxes
$3,375
HOA/mo
$125

About This Home

Experience Colorado living at its finest in this exceptional ranch-style home offering 4,434 square feet, 5 bedrooms, 5 bathrooms, and breathtaking, unobstructed Pikes Peak views. Nestled in the highly sought-after Cordera community, this beautifully appointed home blends luxury, comfort, and exceptional indoor-outdoor living. The open-concept main level is filled with natural light and showcases soaring vaulted ceilings with wood beams, expansive windows, and a stunning see-through gas fireplace that extends to the expansive composite deck. The gourmet kitchen features granite countertops, abundant soft-close cabinetry, a large center island, double ovens, a gas cooktop, a generous pantry, and a convenient butler's bar. The adjoining dining area opens seamlessly to the deck, creating the perfect setting to enjoy Colorado's spectacular sunsets. The main-level primary suite features a coffered ceiling, breathtaking mountain views, a spacious walk-in closet, and a luxurious five-piece bath. Also on the main level is a dedicated office, a secondary bedroom with an adjoining full bath, a powder bath, and a spacious laundry room. The finished walkout basement is designed for entertaining, featuring a spacious family room with a gas fireplace, a wet bar with an adjoining beverage room, and direct access to the beautifully landscaped backyard and hot tub. Three generously sized bedrooms include two connected by a Jack-and-Jill bath, plus an additional full bath, creating an ideal layout for guests. Additional highlights include a whole-house speaker system with speakers on the deck, abundant storage, central air, and an oversized 3-car garage with an epoxy-coated floor. Enjoy Cordera's amenities, including parks, walking trails, a clubhouse, fitness center, pool, and convenient access to shopping, dining, and top-rated schools. A rare opportunity to own a beautifully designed ranch home with premium finishes, an exceptional floor plan, and unforgettable Pikes Peak views.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$1,050,000
2.88% rateVASave $3,420/mo

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