515 Congressional
VA Assumable
2.875% Rate
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515 Congressional

Monument, CO 80132

6
Bedrooms
4
Bathrooms
4,266
Sq Ft

Payment Calculator

$4,505per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$48,750
$48,750$235,657
Secondary Financing8.5% Rate
$186,907
Blended rate4.01% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$5,855/mo
Assumable @ 2.875% + gap
$4,505/mo
$1,350less per month
$1,350
per month
$16,199
per year
$485,963
over 30 years

🏦 Loan Details

List Price
$975,000
Assumable Rate
2.875%
Remaining Balance
$739,343
Loan Type
VA
Est. Equity Gap
$235,657
Annual Taxes
$3,427
HOA/mo
$308

About This Home

Experience Colorado living at its finest in this beautifully updated home in the highly coveted Woodmoor Country Club community-perfectly situated on the golf course with stunning views and exceptional indoor-outdoor living only minutes to I-25 with quick access to Military bases, Tri Lake activities and all things Castle Rock to Denver. With 6 bedrooms (4 conveniently co located upstairs) and a main level office, you can use the additional basement bedrooms for all your flex space, gym or hobby needs. Fully upgraded throughout, this home offers the ideal blend of comfort, style, and versatility with extensive updates throughout , including new LVP flooring, fresh interior paint, an all season "dry" deck perfect for entertaining, and a QuietCool whole-house fan for enhanced comfort and energy efficiency.\r Don’t need all the space? The walk-out basement provides a unique benefit and has operated as a highly successful Airbnb rental, creating an outstanding opportunity for supplemental income, multigenerational living, or an inviting guest retreat.\r This home is a true Woodmoor gem; character and craftsmanship shine in the custom details, from the beautiful custom stair railings to the warmth of both a trendy gas burning stove in the walkout basement and a cozy wood-burning stove in the main level living room. Step outside to unwind in the private hot tub while taking in the peaceful golf course setting fully surrounded by beautiful pine trees. VA assumable 2.875% interest rate!\r Whether you're enjoying morning coffee overlooking the fairway, entertaining on the expansive deck, or taking advantage of the flexible lower-level living space, this home offers a rare combination of lifestyle, functionality, and thoughtful upgrades in one of Monument's most desirable locations.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$975,000
2.875% rateVASave $2,460/mo

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