12175 Bellaire
FHA Assumable
2.89% Rate
50 photos
Click to enlarge

12175 Bellaire

Thornton, CO 80241

3
Bedrooms
2
Bathrooms
1,571
Sq Ft

Payment Calculator

$2,499per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$23,250
$23,250$209,398
Secondary Financing8.5% Rate
$186,148
Blended rate5.25% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,792/mo
Assumable @ 2.89% + gap
$2,499/mo
$293less per month
$293
per month
$3,520
per year
$105,610
over 30 years

🏦 Loan Details

List Price
$465,000
Assumable Rate
2.89%
Remaining Balance
$256,795
Loan Type
FHA
Est. Equity Gap
$209,398
Annual Taxes
$2,510

About This Home

This charming, updated tri-level home offers 3 bedrooms, 2 bathrooms, and approximately 1,571 square feet of livable space. The main level features 1,111 square feet, with an additional 460 square feet in the finished lower level, including a spacious family room and a non-conforming bedroom. The home also features a finished and insulated 2-car garage, plus ample side parking with room for a long RV and trailer.\r \r Numerous updates have already been completed, including a newer roof, furnace, central air conditioning, water heater, water softener, remodeled kitchen, newer appliances, and fresh interior paint, making this home truly move-in ready.\r \r The upper level features a bright living room, remodeled kitchen, and three bedrooms. The finished lower level provides additional living space with a large family room, a non-conforming bedroom, a utility room, and a laundry room—ideal for guests, a home office, or recreation.\r \r Currently tenant-occupied and used as a rental property, this home presents an excellent opportunity for investors seeking immediate rental income or buyers looking for a future owner-occupied residence.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$465,000
2.89% rateFHASave $1,578/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 624-3472