3412 Atlantic
FHA Assumable
4.07% Rate
50 photos
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3412 Atlantic

Colorado Springs, CO 80910

3
Bedrooms
2
Bathrooms
1,260
Sq Ft

Payment Calculator

$1,363per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$12,500
$12,500$77,438
Secondary Financing8.5% Rate
$64,938
Blended rate5.25% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$1,501/mo
Assumable @ 4.07% + gap
$1,363/mo
$138less per month
$138
per month
$1,654
per year
$49,607
over 30 years

🏦 Loan Details

List Price
$250,000
Assumable Rate
4.07%
Remaining Balance
$179,464
Loan Type
FHA
Est. Equity Gap
$77,438
Annual Taxes
$986
HOA/mo
$320

About This Home

Great opportunity to own this inviting 3-bedroom townhome in a peaceful community backing directly to Valley Hi Golf Course, offering the rare advantage of no neighbors behind and tranquil views of mature trees and lush greenery. Enjoy the perfect blend of privacy and convenience with parks, shopping, grocery stores, fitness centers, major roadways, and Downtown Colorado Springs just minutes away. Inside, the bright and sunny open floor plan is enhanced by soaring ceilings and an attractive wood beam that adds warmth and character. The dining area features a sliding glass door leading to the private back deck, where you can relax while overlooking the golf course and serene open space. The kitchen is designed for both style and function with stainless steel appliances, contemporary cabinetry, a stylish mosaic tile backsplash, and a convenient pantry for added storage. The cozy living room centers around a charming fireplace with a chunky wood mantel, creating the perfect gathering space. Upstairs, you'll find three comfortable bedrooms, including a spacious primary retreat with vaulted ceilings, abundant natural light, its own vanity and sink, and private access to the full bathroom. Convenient upper-level laundry makes everyday living even easier. Recent updates include fresh interior paint, a new water heater (April 2026), and a new washer and dryer (Summer 2023). An attached one-car garage plus an additional off-street parking space provide ample parking. With its peaceful golf course setting, thoughtful updates, and exceptional location near parks, shopping, dining, and all that Downtown Colorado Springs has to offer, this move-in-ready home is one you won't want to miss. Welcome home!

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$250,000
4.07% rateFHASave $541/mo

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